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Insights on health technology, vitals monitoring, and wellness from the AY Health Benefits team.

Insurance Technology10 min read

What Is Accelerated Underwriting? A Guide for Life Insurance Carriers

Accelerated underwriting life insurance guide for carriers: adoption data, evidence sources, mortality outcomes, and the technology stack driving next-generation programs.

ayhealthbenefits.com Research Team
Insurance Technology9 min read

Contactless Health Screening for Insurance: How It Replaces Paramedical Exams

Contactless health screening insurance applications use camera-based rPPG to measure vitals without exams. Analysis of the technology, evidence, and carrier impact.

ayhealthbenefits.com Research Team
Insurance Technology10 min read

Digital vs Traditional Underwriting: Cost and Speed Compared

Digital vs traditional underwriting cost and speed analysis with data from Gen Re, McKinsey, and Deloitte. Side-by-side comparison for life insurance carriers.

ayhealthbenefits.com Research Team
Insurance Technology9 min read

Life Insurance Underwriting Technology in 2026: What Carriers Need to Know

Life insurance underwriting technology in 2026 is defined by AI-driven decisioning, contactless vitals, and EHR integration. Analysis of the platforms, data sources, and strategies reshaping carrier operations.

ayhealthbenefits.com Research Team
Insurance Technology10 min read

What Is rPPG? How Insurers Use Camera-Based Health Screening

rPPG insurance health screening uses camera-based photoplethysmography to measure vital signs from facial video. Analysis of how carriers deploy this technology in underwriting workflows.

ayhealthbenefits.com Research Team
Insurance Technology8 min read

What Is Digital Underwriting? Life Insurance Technology Explained

Digital underwriting life insurance uses AI, data analytics, and contactless health screening to replace legacy processes. Industry analysis of adoption, costs, and outcomes.

ayhealthbenefits.com Research Team
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